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Spanish mortgages, clearly explained.

Practical guides, current rates and independent advice for international buyers navigating Spanish property finance.

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New to buying property in Spain?

Three essential resources to understand the process, calculate the real budget and plan your financing.

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Comparison of property financing in Spain and abroad with Spanish property, mortgage documents and international finance concept
Mortgage Guides
6 min read

Financing a Property in Spain vs. Financing Abroad: What Are the Advantages?

Buying a property in Spain can be financed either through a Spanish bank or a lender in your home country. Discover the key advantages of Spanish mortgages, from competitive rates to greater flexibility and the option to change banks.

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Desk with calculator and mortgage documents in a bright apartment
Buying in Spain
6 min read

The real cost of buying property in Spain: taxes, notary and fees (2026)

What you actually pay on top of the price: transfer tax by region, VAT on new builds, notary, registry and legal fees, with a worked example for Mallorca.

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