Mortgage insights

Spanish mortgages, clearly explained.

Practical guides, current rates and independent advice for international buyers navigating Spanish property finance.

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New to buying property in Spain?

Three essential resources to understand the process, calculate the real budget and plan your financing.

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Mallorcan vineyard and winery with local wine, grapes and Mediterranean landscape at sunset.
Mallorca
4 min read

Mallorca Wines: Grape Varieties, Wine Regions and Unique Experiences

Mallorca has a rich wine culture shaped by native grape varieties, historic wineries and two renowned wine regions. Discover Manto Negro, Callet, Prensal Blanc and some of the best ways to experience Mallorcan wine.

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Comparison of property financing in Spain and abroad with Spanish property, mortgage documents and international finance concept
Mortgage Guides
6 min read

Financing a Property in Spain vs. Financing Abroad: What Are the Advantages?

Buying a property in Spain can be financed either through a Spanish bank or a lender in your home country. Discover the key advantages of Spanish mortgages, from competitive rates to greater flexibility and the option to change banks.

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Desk with calculator and mortgage documents in a bright apartment
Buying in Spain
6 min read

The real cost of buying property in Spain: taxes, notary and fees (2026)

What you actually pay on top of the price: transfer tax by region, VAT on new builds, notary, registry and legal fees, with a worked example for Mallorca.

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