Spain’s Trusted Mortgage Broker for Non-Residents

Spanish Mortgages  for non-residents made simple and clear.

Navigate Spanish property financing with confidence. We simplify mortgage solutions in Spain for property buyers from all over the world.

Non-resident-specialist
Independent broker (15+ banks)
Mallorca based, Spain-wide
Personal service
No obligations.  Response in 24h
250
+
Mortgages Secured
98
%
Clients Satisfaction
Up to 70% LTV
From 2,15% rate
8-12 week process
Couple reviewing Spanish mortgage documents for their new property in Spain
 Serving: EU · UK · US · Worldwide    |     Partner Banks: 15+    |     English · Español · Deutsch
WHY JS FINANCE SOLUTIONS

Your trusted Independent Mortgage Broker in Spain

We compare 15+ banks to find the best deal for you

250
+
Mortgages Secured
98
%
Clients Satisfaction
4.9
Rating

Independent Broker

Work directly with an independent broker who finds your best option.

Laptop and mortgage documents ready for Spanish property financing application

Personal Service

Dedicated support throughout your mortgage journey, from initial consultation to final approval.

Mortgage advisor reviewing Spanish property financing terms with client

Best rates

We benchmark offers and negotiate on your behalf to unlock broker-only rates tailored to you.

Spanish mortgage rates and financial analysis charts for property buyers

Local Expertise

Local expertise with nationwide service, understanding the unique Spanish property market.

Mortgage documents on desk with traditional Spanish property balcony in background

How we compare

Independent Broker

Going to a bank directly

One’s bank product only
Banks compared
15+ Banks
Independent advice
English-speaking service
Personal relationship
Non-resident specialist
Process timeline
8-12 weeks
3-6 months
Fees
Fully transparent
Various fees apply

Ready to get started?

Get Free Consultation
No obligations.  Response in 24h
SERVICES

Our mortgage solutions

From first consultation to final signature

Non-Resident Mortgages

Specialized financing for international buyers looking for property in Spain.

Traditional Mallorcan stone house with green shutters and bougainvillea flowers

UK Buyers

Post-Brexit mortgage solutions for British property buyers

British passport representing UK buyers seeking Spanish mortgages post-Brexit

US Citizens

FATCA-compliant financing for Americans

US passport representing American buyers seeking Spanish mortgages
SERVICES

Explore our resources

Calculate your mortgage & check average estimated rates

THE PROCESS

How we work: 4 simple steps

From first consultation to mortgage signing

1

Free consultation

Discuss your property goals and financial situation with our experts.
2

Document collection

We help you through the required documents.
3

Negotiation

We submit the application to the lenders in your behalf and negotiate terms on your behalf for optimal LTV and rates.
4

Approval & Signing

Once approved we coordinate with all parties involved.
Average process time: 8-12 weeks

Ready to get started?

Get Free Consultation
No obligations.  Response in 24h
TESTIMONIALS

Client Stories

Real experiences from international property buyers

Ready to Buy Your Property in Spain?

Schedule a free consultation and discover how we can help you secure the best Spanish mortgage.

No obligations.  Response in 24h